You can issue a loan now without visiting a financial organization. The loan application itself is accepted through the website of the financial organization, processed by employees and the decision to issue funds is sent to the borrower. All this happens in minutes. Depending on the strategy of the financial organization with the borrower, a direct meeting in the office may not occur at all. The same credit cards are sent by many banks by mail or couriers. In any case, banks provide the client with the opportunity to register in his Internet system, which gives him full access to a credit account in real time.